About Me

Photo of Tim Barnes, CLU

I was born in 1960 in Indiana into a semi-religious family.  In 1978, at the age of 18 I matriculated to Tennessee Temple University in Chattanooga, TN.  I graduated from TTU with a B.A. in Bible with minors in communications and psychology in 1982.  I also got married in September of 1982. Obviously, 1982 was a huge year for me.

I was the first person, from either side of my family tree, to obtain a Batcheler’s degree.  Genealogically speaking, that is a point of self-pride.  I have always loved learning new, and often strange, things.  In fact my brain is full of fluff that I have learned over the years.  I appreciate education, both formal and informal.

 Perhaps my love of learning is the reason I enjoy being an insurance agent as much as I do. While studying for my insurance license I was hooked by all the fascinating new things I could learn and how they would work together.  The old cliché that says, “Knowledge is power,” became frighteningly apparent to me.

 I spent the years 1987-2004 working as a captive agent for other people.  During that time I learned what makes a successful insurance agent and what can hold one back.  In 2004 I left the captive agency world and became an independent insurance agent, specializing in health insurance. 

 I had to build my agency from scratch. I actually made less money after 17 years of experience my first month as an independent than I did my first week as a captive agent.  In 1987 my first month’s income was $ 1200.  In 2004 my first month’s commission check was for $38.75.

 The difference is that in 1987 I was brand new.  I had no idea what it took to be successful as an insurance agent.  In 2004 I had the knowledge and the wisdom to use that knowledge. By 2007 I was earning more than I was before as a captive agent.  Every year since my income has increased.

 Now that I am older and more experienced, I no longer see myself as the student but qualified to teach.  That is not to say I am not able to learn.  On the contrary, I learn something new every week.  I’m constantly learning new ways to interest people in myself, my agency and my products.

 Now, after 23 years, I feel confident that I am able to pass on some of the things I have learned to help young agents be more successful in the industry that has been so good to me.

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